ObamaCare is not the end of medical care in the United States
As apocalypse day of medical care approaches (October 1, 2013), those who are for and against ObamaCare seek time in the media. October 1, 2013 is the opening of state and federal markets. I had to ask myself: “Will the American health care system stop because millions of uninsured Americans will collapse on the market servers and those lucky enough to take out health insurance will take all appointments available from health care providers “. For all those who fear the end of medical care as we know it, do not worry; shortly, if anything will happen on October 1, 2013 for the average American. I can not say as much about the people at HHS and the state capitals building the system. First, the newly insured health insurance policies will not be implemented until January 1, 2014. Regarding the large influx of servers, many believe that the rush will take place later in the year. Americans should wait and see the attitude. In addition, the amount of marketing and training expenses under the Low Cost Healthcare Act is not enough to cause a sensation. Most likely, health insurance companies will be the ones heard on the air to explain their policies and try to persuade uninsured people to choose them when they go to the health insurance market. The easiest way to find out what your political options are or the financial impact of ObamaCare is to go to Healthcare.gov. Helthcare.gov will identify which programs or discounts you and your family meet. If your state has a state insurance exchange, Healthcare.gov will direct you to your state’s insurance market.
When insurance markets are open, the media describes it as a chaotic disaster and they are probably right. It will take a while for things to work properly, but remember this. If you are currently receiving insurance from an employer with 50 or more employers, nothing happens, with the exception of the additional benefits you received with ObamaCare. Such as: your children can stay in their insurance up to 26 years, plus paid health services, no lifetime limit on insurance coverage, etc. If you work for a small business, work alone or pay for your own insurance, nothing changes, but you should visit the health insurance market (Healthcare.com) and see if you qualify for a better policy or even a refund. By the way, if you are entitled to a refund, do not run to the mailbox in search of a check. The refund goes to the insurance company to reduce your premium.
I hear the sighs of those who say that my insurance will increase by 150%. This could happen, but CBO’s analysis of the law determined that the average premiums for people would be 10 to 13% higher because of the law. It will take a year or two to know the impact of the law. To get a better idea of the future cost, you should look at Massachusetts. Massachusetts has the highest level of health care coverage in the country, with over 98% of its residents receiving health insurance, but ranks 48th among the states in terms of health expenditures.